Terms & Conditions

Welcome to the website Indialoanbazaar.com a business entity having its registered office at 23/1, Kalidas Road, Ramnagar, Coimbatore 641 009, India.

This document/agreement/understanding is an electronic record in terms of Information Technology Act, 2000 and generated by a computer system and does not require any digital or physical signatures. This document is published in accordance with the provisions by Rule 3 of the Information Technology (Intermediaries guidelines) 2011.

Before you using the website, you must read all of the terms and conditions (Terms) herein and the Privacy Policy provided on the website. By using Indialoanbazaar.com products, software, services and website (Services), you understand and agree that Indialoanbazaar.com will treat your use of the Services as acceptance of these terms from such point of usage. Don’t accept the Terms if You may not use the Services . If you do not agree to be bound by these Terms and the Privacy Policy, you cannot use the website in any way. It is strongly recommended for you to return to this page periodically to review the current version of the Terms. Indialoanbazaar.com reserves the right at any time, at our sole discretion, to change or otherwise modify the Terms without prior notice, and your continued access or use of this website signifies your acceptance service are updated or modified Terms.

01) Proprietary rights

You acknowledge and agree that www.indialoanbazaar.com owns all legal right, title and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether those rights are registered or not). You further acknowledge that the Services may contain information which is designated confidential by www.indialoanbazaar.com and that you shall not disclose such information without indialoanbazaar.com prior written consent.

Indialoanbazaar.com grants you a limited license to access and make personal use of the website and the Service. This license does not confer any right to copy ,download, create a derivative work from, reverse engineer, modify, reverse assemble or otherwise attempt to discover any source code, ,sublicense ,assign ,sell, grant a security interest in or otherwise transfer any right in the Services. You do not have the right to use any of Indialoanbazaar.com trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. You do not have the right to remove, obscure, or alter any proprietary rights notices (including trademark and copyright notices), which may be affixed or contained within the Services. You cannot copy or transmit any of the Services.

02) Usage of the Website

The Website is intended for personal, non-commercial use. Only registered to become a member of the Website if you are above the age of 18 , you can enter into binding contracts. You are responsible for maintaining the secrecy of your login , passwords and account information. You will be responsible for all use of the Website and anyone using your password and login information (with or without your permission).

You also agree to provide accurate ,true, current and complete information about yourself as prompted by the website. If you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or Indialoanbazaar.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Indialoanbazaar.com has the right to suspend or terminate your account and refuse any and all current or future use of the website (or any portion thereof) or product/service in connection thereto.

By making use of the website, and furnishing your personal/contact details, you hereby agree that you are interested in purchasing and availing the Services that you have selected. You hereby agree that Indialoanbazaar.com may contact you either electronically or through phone, to understand your interest in the selected products and Services and to fulfill your demand or complete your application. You specifically understand and agree that by using the website you authorize www.indialoanbazaar.com and its affiliates and partners to contact you in for any follow up calls in relation to the Services provided through the website. You expressly waive the Dont Call registrations on your mobile /phone numbers for contacting you for this purpose. You also agree that www.indialoanbazaar.com reserves the right to make your details available to partners and you may be contacted by the partners for information and for sales through email, telephone and/or sms. You agree to receive promotional materials and/or special offers from Indialoanbazaar.com through emails or sms.

The usage of the website will require you to provide consent for keying in your Sensitive Information (SI) (including but not limited to user ids and passwords), as may be it is necessary to process your application through this website. Sensitive information keyed and it will be required for enabling hassle free, faster and paperless (to the extent possible) processing of applications for financial products so opted / availed by you. Indialoanbazaar.com shall adhere to best industry practices including information security, data protection and privacy law while processing such applications and the sensitive information interface where key in of SI is required shall not be stored. However, Indialoanbazaar.com shall not be liable to you against any liability or claims which may arise out of such transactions..

You can only use the Website to search for and to apply for loans, mutual funds,credit cards or other financial products as may be displayed on the website from time to time and you will not use the Website to make any fraudulent applications. You will not agree to use the Website for any purpose that is unlawful, illegal or forbidden by these Terms, or any local laws that might apply to you. Since the website is in operation in India, while using the Website, you will agree to comply with laws that apply to India and your own country (in case of you being a foreign national). We will, at our sole discretion, at any time and without advance notice or liability, suspend, terminate or restrict your access to all or any component of the Website.

You are prohibited from transmitting or posting to or through this website: (i) any unlawful, threatening, libellous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, marketing or advertising of any good or services); and (iii) any material or content that misappropriates ,infringes or violates any copyright, trademark, patent right or other proprietary right of any third party. You will be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your post of content to this website.

03) Privacy policy

By using the Website, you hereby consent to the use of your information as we have outlined in our Privacy Policy.

04) Our partners

Display of mutual funds ,loan, credit card or other financial products, offered by third parties, on the website does not in any way imply, suggest, or constitute any sponsorship, recommendation, opinion, advice or approval of Indialoanbazaar.com against such third parties or their products. You agree that www.indialoanbazaar.com is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. Your interaction with any third party accessed through the Website is at your own risk, and www.indialoanbazaar.com will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, property damage, death, or other damages or expenses resulting from your interactions with the third parties.

05) Disclaimer of warranty

The Website and all content services provided on the Website are provided on an “as is” and “as available” basis. Indialoanbazaar.com expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy and security as well as all warranties arising by usage of trade, course of dealing, or course of performance. www.indialoanbazaar.com makes no warranty, and expressly disclaims any obligation, that: (a) the content will be up-to-date, complete, comprehensive, accurate or applicable to your circumstances; (b) The Website will meet your requirements or will be available on an uninterrupted, secure, timely or error-free basis; (c) the results that may be obtained from the use of the Website or any services offered through the website will be reliable or accurate ; or (d) the quality of any products, services, information, or other material obtained by you through the website will meet your expectations.

06) Limitation of liability

www.indialoanbazaar.com (including its officers, directors, employees, representatives, affiliates, and providers) will not be responsible or liable for (a) any injury, death, loss, claim, act of god, accident, delay, or any special, exemplary, punitive, direct, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with (i) any delay or failure (including without limitation the use of or inability to use any component of the Website), or (ii) any use of the content or Website, or (iii) the performance or non-performance by us or any provider, even if we have been advised of the possibility of damages to such parties, or (b) any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloaded of any content from the Website.

The website will offer links to other third party websites. However since Indialoanbazaar.comhas no control over such third party websites, you acknowledge and agree that www.indialoanbazaar.com is not responsible for the availability of such third party websites, and does not endorse and it is not responsible or liable for any content, advertising, products or other materials on or available from such third party websites. You further acknowledge and agree that Indialoanbazaar.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on any such third party websites.

07) Indemnity

You agree to indemnify and hold Indialoanbazaar.com (and its officers, directors, agents and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind of nature, including reasonable attorneys’ fees, or arising out of or related to your breach of this Terms, your violation of any law or the rights of a third party, or use of the website.

08) Additional terms

You cannot assign or otherwise transfer your rights or obligations under these Terms. Indialoanbazaar.commay assign its rights and duties under these Terms without any such assignment being considered a change to the Terms and without any notice to you. If we fail to act on yours or anyone else’s breach on any occasion, we are not waiving our right to act with respect to future or similar breaches. We may modify their Terms, at any time, by posting notice on the Website at least ten days before any modification becomes effective. Usage of Website following the posting of notice of any modification will be subject the Terms in effect at the time of your usage. If you object or any subsequent modifications to these Terms or become dissatisfied with the Website in any way, your only recourse is to immediately terminate use of the Website. Other terms and conditions may apply to loans, credit cards ,mutual funds or other financial products that you applied for on the Website. You will observe these other terms and conditions. If any of these Terms is founded to unenforceable or invalid by a court, that Term will be enforced to be fullest extent permitted by applicable law and the other Terms will continue to remain enforceable and valid. These Terms, together with those agreements made a part of these Terms by reference, make up the entire agreement between Indialoanbazaar.com and you relating to your use of the Website, and replace any prior understandings or agreement between Indialoanbazaar.com (whether oral or written) regarding your use of the Website. The laws of the India, without regard to its conflict of laws rules, will govern these Terms, as well as your observance of them. If you take any legal action relating to your Website or these Terms, you agree to file such action only in the courts located in Chennai, India. In any such action we may initiate, the prevailing party will be entitled to recover all legal expenses incurred in connection with the legal action, including but not limited to costs, both non-taxable , taxable and reasonable attorney fees. You acknowledge that you have to read and understood these Terms, and that these Terms have the same force and effect as a signed agreement.

09) Feedback

Please feel free to submit your feedback with us. We will assume no responsibility for reviewing unsolicited ideas and will not incur any liability as a result of any similarities between those materials and ideas that may appear in future Indialoanbazaar.com programs. Please do not reveal trade secrets or other confidential information in your messages to www.indialoanbazaar.com. Any and all rights to materials submitted to us become the exclusive property of Indialoanbazaar.com.

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